Johan

Johan Oosthuizen is a full-time internet marketer and provides people with guidance on how to better themselves, by showing them how to live a healthier life, make more money and how to improve their relationship with other people

3 Tips For Choosing A Payment Gateway: Collecting Money Online

How To Start An Online Business / By

As a consumer, when you check out of your local convenience store, you may swipe your credit card through a point-of-sale device and your gas, coffee, and donut are paid. But what if you are the retailer and your business is online? It’s not like you have a card-swiping device at every customer’s PC! There must be a way for you to process that information. Essentially, that is the job that a payment gateway does for online retailers. Roy Banks, president of , a leader in the payment gateway industry, describes his company’s function as “the digital version of a hardware point of sale terminal.”

What is a Payment Gateway?

Payment gateways allow online merchants such as eStore owners or auction sellers to accept credit card payments over the internet. They authorize the cardholder’s credit—that is, they check to ensure that the customer has enough money on their credit card to cover the charges. They then place a hold on that amount so the buyer can’t turn around and spend that same money elsewhere before it gets transferred to the retailer’s merchant account. Banks describes this as “the technology…necessary to consummate a payment transaction.”

A Payment Gateway is NOT a Merchant Account

Many people confuse merchant accounts with payment gateways but they are not the same. Merchant account services act, for the most part, as a liaison between your business bank account and the payment gateway. When a customer orders a product from your online business their card is processed via the payment gateway. The money is then moved over to the merchant account service. The merchant account service then moves those newly captured funds to your business bank account.

3 Tips for choosing a Payment Gateway:

1.  Is it PCI-compliant?

That means that the company’s security has been audited by a third party and found to be up to industry standards. Since payment gateways store all your customers’ credit card information (sparing you the stress), it also means you can sleep better at night, knowing your customers’ valuable information is safe and sound.

2.  Good customer support

Enough said.

3.  Lastly, it is important that the payment gateway you choose be integrated to the third-party solutions you are planning to use

That means things like store front platforms and shopping carts—you want them to be compatible with your gateway.

Payment gateways will not only allow you to collect the monies from your sales, many also offer an array of security features, some of which will help you avoid becoming a victim of fraudulent orders! In the end, they will make your ecommerce business a less-stressful, more pleasant experience—for both you and your customers.

Share and Enjoy !

All About Vitamin A

Healthy Nutrition / By

All About Vitamin A

Vitamin A was given the first letter of the alphabet for a name because it was the first vitamin to be discovered. It was found that vitamin A has a large number of uses in the body including keeping eyes healthy, aiding cell growth and also helping boost the immune system. However, vitamin A is not only absorbed directly but it is also created by the body by converting beta carotene into vitamin A.

Vitamin A itself is found in a number of foods such as eggs, milk, liver and meat. Beta carotene that the body can convert into vitamin A is found in many fruits and vegetables, especially the red, orange and green coloured ones. The most important point to remember that consuming too much pure vitamin A can be toxic. It is essential not to exceed the recommended daily allowance for vitamin A. The actual recommended allowance of vitamin A varies depending on a person’s age, sex and other factors. While the actual amount of vitamin A consumed may be toxic if the recommended daily allowance is exceeded, there is a far higher limit to how much beta carotene can be consumed. Therefore it is advisable to concentrate on obtaining the greatest amount of beta carotene which the body can then convert to vitamin A, rather than consuming vast quantities of pure vitamin A rich foods.

Many people will remember being told that eating lots of carrots helps you to see in the dark and that is down to the vitamin A that is produced from the high levels of beta carotene that are found in the vegetables. Other foods which have high levels of beta carotene that can be converted to vitamin A include tomatoes and dark green leafy vegetables, such as spinach. Beta carotene is not only used to form vitamin A, but it is also a powerful antioxidant in itself. None of the beta carotene that is absorbed is wasted as any excess after conversion to vitamin A has taken place is used to fight the harmful free radicals within the body. Vitamin A also helps fight infections and illnesses by helping tissues that line various parts of the body, including the eyes, mouth, nose, throat and lungs, to grow and also to repair them if they are damaged to prevent infection. Children also need plenty of vitamin A to help their bones and teeth to develop properly.

Share and Enjoy !

Share